SmartBank is publicly traded (SMBK) with $1billion in assets! We are headquartered in Knoxville, TN with 13 branches in Sevier, Knox and Hamilton Counties and the Florida Panhandle. This position will be located at our Gunbarrel branch in Chattanooga, TN. You can expect to be a part of an awesome culture that is full of positivity, creativeness and highly professional - CUSTOMER EXPERIENCE IS EVERYTHING.
Our benefits are AMAZING: We pay 100% for our associates - dental, vision, life insurance, PTO, employee assistance, short and long term disability (buy up options are available for dependents and we share in that cost) and we provide a 401(k) plan that includes a dollar for dollar match on the first 3% you contribute. We share in the cost of medical and even pay towards your deductible! We pride ourselves in being members of the community and incentivize our associates to do the same!
Major Duties and Responsibilities:
Obtains loan request information from commercial lender or borrower to analyze credit information, financial statements and other related information pertaining to the loan.
Researches background documentation and reviews personal and business financial statements and tax returns.
Requests and obtains financial statements on existing borrowers.
Reviews and prepares written analysis, spreadsheets, reports, summaries and opinions.
Assists lenders with calls on past due loans.
Updates collateral values as needed on delinquent loans.
Follows all applicable laws and regulations.
Bachelor’s degree in related field.
Knowledge, Skills, and Abilities:
Must be capable of handling confidential information in a trustworthy manner.
Excellent customer service skills.
Detail oriented and ability to function in a team environment
Must be able to prioritize and organize daily workflow.
Ability to apply knowledge and sound judgment in decision-making using established guidelines.
Strong written and oral communication skills.
Proficient level of computer competency including Microsoft Windows (Word, Excel, Outlook), and typing.